9 08, 2018

Is Your External Loan Review Identifying Emerging Risks in Your Portfolio?

By |2018-08-09T14:11:43-06:00August 9th, 2018|Advice, Audits, Exams|0 Comments

Healthy banking conditions exist right now — low unemployment, a good economy, and customers looking to make capital investment moves in their lives. At some point, the risks on the horizon will get closer. A flattening yield curve and rising short-term interest rates point to exactly that. The trough of the last recession was June [...]

10 07, 2018

Understanding Your Options for CECL Compliance

By |2018-07-11T08:43:54-06:00July 10th, 2018|Advice, Exams, News, Regulations, Trends|0 Comments

The day is coming - December 31, 2021. That is the deadline for Current Expected Credit Loss (CECL) to be implemented for privately held community banks. As we broach this topic with bankers, there seems to be two options that are available. At the end of this paper, we’ll provide a third option that [...]

21 06, 2018

Three Reasons You Need an Interest Rate Risk Independent Review

By |2018-06-21T17:13:09-06:00June 21st, 2018|Advice, Exams, News, Regulations|0 Comments

Let’s face it. The Fed raised rates in June 2018, and it may not be the last time this year. The more banks we visit, the more we realize that banks have been very relaxed in their approach to Interest Rate Risk (IRR) assumptions. They’ve been equally or even more relaxed to having an [...]

6 04, 2018

Ace Your Next Safety and Soundness Exam – Attend CAMELS College

By |2018-05-04T09:14:14-06:00April 6th, 2018|Events, Exams, News|0 Comments

Community Bank Advisors is introducing a new concept in banking education with the inaugural CAMELS College. The workshop is scheduled for June 6-8 at Shangri-La Hotel and Resort on Oklahoma's Grand Lake.Over the course of this two-day academy and workshop, we’ll break down key topics and issues within each safety and soundness CAMELS rating. We’ll [...]