Regulations

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10 07, 2018

Understanding Your Options for CECL Compliance

By |2018-07-11T08:43:54-05:00July 10th, 2018|Advice, Exams, News, Regulations, Trends|0 Comments

The day is coming - December 31, 2021. That is the deadline for Current Expected Credit Loss (CECL) to be implemented for privately held community banks. As we broach this topic with bankers, there seems to be two options that are available. At the end of this paper, we’ll provide a third option that [...]

21 06, 2018

Three Reasons You Need an Interest Rate Risk Independent Review

By |2018-06-21T17:13:09-05:00June 21st, 2018|Advice, Exams, News, Regulations|0 Comments

Let’s face it. The Fed raised rates in June 2018, and it may not be the last time this year. The more banks we visit, the more we realize that banks have been very relaxed in their approach to Interest Rate Risk (IRR) assumptions. They’ve been equally or even more relaxed to having an [...]